External Dental Payment Plan
Working to Make Your Dental Care Affordable
External Dental Financing Option
At Peak Dental, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept CareCredit®. They offer financing to help you pay for your treatment in smaller amounts over time.
Affirm
Affirm provides a flexible way to manage the cost of dental services, making it easier to get the care you need without financial stress. With Affirm, you can choose a payment plan that works for your budget, whether it’s for routine dental work or more significant procedures.
Affirm offers a range of payment options, including 3, 6, or 12-month terms. For qualifying purchases, you may be eligible for 0% APR financing, which means no interest is added if you pay the full balance within the chosen term. If interest is applied, it’s always clear and upfront with no hidden fees, penalties, or late charges.
For larger dental expenses, such as orthodontics or cosmetic treatments, Affirm provides longer-term financing options, like 18, 24, or 36-month plans. These come with a fixed, transparent APR, so you know exactly what your monthly payment will be and the total cost over time.
Applying for Affirm is simple and doesn’t impact your credit score. Visit Affirm’s website to learn how you can break your dental care costs into affordable payments, allowing you to focus on your health without worrying about upfront expenses.
AfterPay
Afterpay offers a simple and flexible way to pay for your dental services over time, allowing you to get the care you need without worrying about large upfront costs. With Afterpay, you can split your dental bills into four interest-free payments, making it easier to manage your budget while taking care of your oral health.
Afterpay’s payment plan lets you break your total cost into four equal installments, paid every two weeks. There are no hidden fees or interest charges as long as payments are made on time. Late fees apply only if a scheduled payment is missed, and you always know what to expect with clear, upfront payment details.
Using Afterpay for larger dental procedures or treatments gives you the flexibility to pay over time without the stress of high-interest loans or long-term commitments. The approval process is quick and easy, with no impact on your credit score.
Visit Afterpay’s website to learn more about how you can make your dental care more affordable and manageable by spreading your payments over time, with no interest or hidden fees.
CareCredit®
CareCredit® pays for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers nationwide.
CareCredit® offers term financing options of 6, 12, 18, or 24 months. No interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.
CareCredit® also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.
You need to apply to qualify. Visit the link below to learn more about the CareCredit® service and application process.
Klarna
Klarna provides an easy and flexible way to manage dental expenses by allowing you to pay over time without the burden of large upfront costs. With Klarna, you can split your dental bills into four equal, interest-free payments, made every two weeks. As long as payments are made on time, no fees or interest will be added. If you’re late on a payment, a capped late fee may apply, but everything is transparent and easy to manage through the Klarna app.
For more expensive dental treatments, Klarna also offers longer-term financing options with clear terms and a straightforward application process. These options allow you to pay for larger procedures without dealing with the stress of high-interest loans or hidden charges. The approval process is quick, and applying won’t affect your credit score.
Visit Klarna’s website to learn more about how you can manage your dental care costs easily and affordably with flexible payment options.
More Dental Financing Questions?
If you have more questions on payment plans or just want to learn more about our office, contact us using the button below.
Contact Peak Dental